Land Transfer Tax Calculator

What is Land Transfer Tax?

Land transfer tax (also called property transfer tax) is a one-time fee charged when you purchase property in Canada. The amount varies significantly by province and municipality. Some provinces like Alberta, Saskatchewan, and Manitoba have no land transfer tax at all!

Select Your Province

Total Land Transfer Tax

$0

Ontario

Tax Breakdown

Summary

Home Purchase Price $0
Provincial Land Transfer Tax $0
Total Tax Payable $0

Important Information:

  • Land transfer tax rates and rebates are subject to change
  • Additional legal fees and disbursements apply
  • Some exemptions may apply (family transfers, certain first nations properties, etc.)
  • First-time buyer status requires you haven't owned a home anywhere in the world
⚠ī¸ Important Disclaimer: This calculator provides estimates based on standard land transfer tax rates. Actual amounts may vary based on specific circumstances, exemptions, or recent rate changes. First-time buyer rebates have eligibility requirements that must be verified. Always consult with your real estate lawyer for accurate calculations and to ensure you qualify for any rebates.

Land Transfer Tax by Province

Provinces with Land Transfer Tax

Ontario

  • Rate: 0.5% to 2% on a tiered system
  • First-Time Buyer Rebate: Up to $4,000
  • Toronto: Additional municipal tax (same rates as provincial)
  • Toronto FTHB Rebate: Additional up to $4,475

British Columbia

  • Rate: 1% on first $200k, 2% on $200k-$2M, 3% on $2M-$3M, 5% above $3M
  • First-Time Buyer Exemption: Full exemption for homes up to $835,000 (partial reduction up to $860,000)
  • Note: BC also has additional property transfer taxes for foreign buyers

Quebec

  • Rate: Varies by municipality (Welcome Tax/Transfer Duties)
  • Typical Range: 0.5% to 3% depending on property value
  • No provincial rebates for first-time buyers

Nova Scotia, New Brunswick, PEI, Newfoundland

  • Rate: Typically 1% to 1.5% of purchase price
  • Varies by province and property type
  • Some exemptions available for first-time buyers in certain provinces

Provinces WITHOUT Land Transfer Tax

✓ Alberta, Saskatchewan, and Manitoba

These provinces do not charge land transfer tax, which can save buyers thousands of dollars. However, they may have other fees such as title registration or mortgage registration fees.